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Advice On Injury Benefits

If you are unable to work due to illness or accident you may be liable for government benefits if you are based in the UK. They can be broadly grouped into the following three categories.

Incapacity Benefit

Incapacity benefit may be offered to individuals of working age that have suffered from poor health, which has prevented them from working. The benefit is contributions based and will be paid out at the following rates -

Under the UK State Pension age

Short-term lower rate: £61.35
Short-term higher rate: £72.55
Long-term basic rate: £81.35

Over the UK State Pension age

Short-term lower rate: £78.05
Short-term higher rate: £81.35

Incapacity Age Addition

Lower rate: £8.55
Higher rate: £17.10

Industrial Injuries Disablement Benefit

Industrial Injuries Disablement Benefit (IIDB) can be paid to individuals if they have developed a disability or disease caused directly by their job, which is paid whether the individual is still working or not. This type of benefit can be paid to people of state pensionable age and also those of working age.

The amount of benefits will be paid based on the severity of the injury or disease caused and length that the disablement will likely last – this will be determined via a professional medical opinion.

Benefits are broken down thusly -

Disablement Over 18, or under 18 with dependants Under 18 no dependants
100% £131.70 £80.70
90% £118.53 £72.63
80% £105.36 £64.56
70% £92.19 £56.49
60% £79.02 £48.42
50% £65.85 £40.35
40% £52.68 £32.28
30% £39.51 £24.21
20% £26.34 £16.14